The credit card authorization form is a form that needed for a person when make an order s by using their credit card and is not able to give the copy of the payment card. This form is very good because it made anyone make purchases even they do not bring the credit card with them.
The form can be as a replacement for this card since we can still place an order without the card. Because it obtains all the important information from the card holder and hence allows the seller to store cardholder authorizations. This is the reason why have this form also necessary.
Credit cards are no longer something new and foreign to some people, especially those who actively work in offices and always want the convenience of making various financial transactions. Even for most of its users, credit cards have become a lifestyle that is always needed and has become a mandatory thing in their lives.
As an active user of credit card products, of course you will be required to be able to understand and understand clearly about the credit card itself. This will make it easier for you to be able to use it wisely and in accordance with the rules set by the credit card issuing bank. That way, you can get maximum benefits for the use of the credit card you use. The First things, we need to know detail about Credit Card.
Definition of Credit Card
A credit card is a payment instrument that functions as a substitute for cash, where this tool can be used by consumers to be exchanged for various goods and services purchased at places that can accept payments using a credit card (merchants).
By looking at the provisions above, it can be said that a credit card is a legal means of payment and is issued by the bank as a service to its customers (cardholder), where it is provided with an agreement or agreement between the two parties.
Type of Credit Card
Based on the applicable area, credit cards can be divided into several types, namely:
National Credit Card
A national credit card is a type of credit card that only has a limited area of use, where this card can only be used and is valid in a certain region or region. In general, this type of credit card is only issued by certain companies in cooperation with the credit card issuing bank, where the manufacture of this credit card is intended to provide convenience and prestige to their customers (customers). Examples of the use of national credit cards in Indonesia, such as: Garuda Executive Card, Hero Card, Astra Card, Golden Truly, and others.
International Credit Cards
An international credit card is a type of credit card that can be used in various financial transactions internationally (across countries), where this type of credit card will be valid and recognized in almost all parts of the world.
Credit Card Holder Rights
Facilities to increase or decrease the credit limit provided by the bank, where this can be done according to the customer’s own needs and the agreement between the two parties. Protection facilities (insurance) against certain items purchased using a credit card, this usually applies to types of goods that have a high price (expensive).
Emergency facilities (sudden limit increase), this is usually done by customers who are or will be traveling abroad. Insurance facilities when traveling, this is included in an additional feature which of course is subject to a number of fees periodically. Receive a billing statement every month.
Credit Card Holder Responsibilities
Responsibility for misuse of credit cards, this can occur as a result of theft and various other actions. Pay various fees charged by the bank as a consequence of using the credit card, such as: late payment fees, cash withdrawal fees, over limit fees, annual fees, and various other fees.
Paying interest costs, if there is a payment in arrears or incomplete payments on bills or purchases that arise within a certain period. Report immediately to the credit card issuing bank, if at any time you experience theft or loss of your credit card. Comply with all rules and policies applied by the credit card issuing bank.
Recognize and Get Benefits
When going to use or become a credit card user, the first thing you have to do is identify and know clearly what features and conveniences you will get from the card itself. Choose the bank that offers the best fit for your needs, so that you can get the maximum benefit from using the credit card you have.
The Form of Credit Card Authorization Form
There are a few more steps
What is included on a credit card authorization form?
A credit card authorization form does not have to be a complex document.
Example of Credit Card Authorization Form for Orders
This Product completed form must be kept by the authorization recipient and upon request must be submitted to the affiliated office.
| I, ____,ID number Brand Affiliate _____, phone number __________would like to place an order for products for:
Name: ………………………………………… No. ID: ……………………….. (PSV will be calculated on this ID). Code No. Product Method of Product Collection: Name of Product: Send Fee: Taken: ………………………………………… ………………….:………………………………………………………….. I understand and agree that I will complete and sign a separate credit card / product order authorization form for each transaction. I agree to the collection, use and disclosure of personal information. By signing this form, I ensure that I have received written approval from the membership owner and the credit card owner listed above and are fully responsible for this. I will not stockpile or stockpile more than a reasonable quantity of products to meet the demands and orders of my customers. Signature |
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